Marriage Endowment / Educational Annuity
Example: Mrs. Twinkle Raj has a 2 years old daughter Rani. she opts for marriage endowment plan for Rs.2lac for 20 years, so that her daughter can be married around 22 years of age. But after 8 years his death occurs. Her nominee needs not to be worried about the premium of this plan. When her daughter Rani attains the age of 22 years, she will get Rs.3,80,000/- (basic S.A. Rs.2lac + bonus as per bonus rate of 2005 i.e. Rs.45/- per annum for 20 years which come out be to Rs.1,80,000/-). This policy can be gifted to someone you love.
Benefit:
Maturity benefit: payment of S.A.+ Bonus+ FAB, if any.
Death benefit:
Accident benefit: accident benefit equivalent to basic
Features of Plan:
This policy is suitable specially to meet the needs of marriage or higher education of the policyholder's children. It is a kind of an endowment policy in case of maturity. In case of early death of the policy holder the nominee will not get the
The loan facility is available under this plan after 3 years of commencement of policy when premium are fully paid up for 3 yrs. The rate of interest is @ 10.5% p.a.
Plan parameters
Age at entry: Min.18 yrs, Max.60 yrs
Maturity Age: Max. 70yrs
Sum assured: Min. 50,000, Max. No. Limit
Mode of payment: YLY/HLY/QLY/SSS/MLY
Accident benefit: Re.1extra per 1000 (Max. 50lacs inclusive: 1000
Policy loan: yes
Housing loan: yes
Assignment: yes
Revival: yes
Term: yes
CIR: yes
Under writing
Form no : 300
Age proof : std./ NSAP-1,2,3
Female lives category : I/II/III
Non-medical (Gen) : Allowed
Non-medical (Prof) : Allowed
Non-medical (special) : Allowed
Actual sum assured : Basic S.A.
Risk coverage : premium waived
Dating back @ 8% : Allowed
Please Contact for more Details on this Policy
Harish Tiwari (Authorised LIC Agent): 9212201725, 9899615363
5 comments:
I think that this is a good investing, because an annuity insurance is a way of to have your guarunteed future for your family.
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